DR. YOUSEF PADGANEH | Post Doc., PhD, MBA, BBM, CMA, LIFA

DR. YOUSEF PADGANEH

A Banking Risk Management Expert, Academician, and Speaker with Global Experience

(Post Doc., PhD, MBA, BBM, CMA, LIFA)

Success is the result of continues and non-stop efforts in achieving goals.

years of global experinces +20

:About

A senior banking executive in Risk Management and a university professor with more than twenty years of global experience. Leveraging 20+ years of professional experience. Led several risk architecture initiatives and infrastructure implementations including but not limited to Basel II&III, ALM, Operational Risk, IFRS9, Risk Rating Methodology for financial and non-financial risks. Also, An academician with more than 15 years of teaching Risk Management, Corporate Finance & Accounting, and key speaker of several regional risk conferences. In academic life, as a part time activity, I am teaching Accounting, Managerial Accounting, Corporate Finance, Risk Management for undergraduate and postgraduate student since 2002.

 

KEY AREAS OF EXPERTISE:

• Bank’s Target Operating Model;

• Risk Governance including but not limited to Risk Appetite Framework development & implementation, Establishing Board & Management Risk Committees, and leading First Line of Defense re-designing and implementation (A KPMG Project);
• Basel II & III with strong knowledge of Pillar I and Pillar II, ICAAP (11 years of experience from conceptual framework to full implementation and reporting to regulatory);
• IFRS9 with strong knowledge of Expected Credit Loss;
• Proven record of Model Risk management and Regulatory Stress Testing ( 2 successful regulatory stress test);
• Risk Architecture, extensive experience of implementing several risk infrastructures such as Basel II & III, IFRS9 (From conceptual to fully automated ECL), Moody’s Risk Rating for corporate and SME customers, ALM, Operational Risk, RAROC (From conceptual framework to Operational Model).

 

:Certificates

DR. YOUSEF PADGANEH

:Educations

• UNIVERSITY DEGREES
     – PhD, Business Science, Risk Management- Miskolc University (2013)
     – PhD, Banking, Preston University USA, Ajman Campus (2006)
     – MBA Financial Since, Shiraz University (2012)
     – MBA, Management, AUA, Sharjah UAE (2002)
• UNIVERSITY CERTIFICATES
     – Leadership, Harvard Business Publishing, Harvard Business School (2018-2019)
     – Post-Doctoral Certificate, Business Management, Walden University USA (2016)
• PROFESSIONAL CERTIFICATE
     – CMA AUSTRALIA (2017)
• MEMBERSHIP

     – Member of Board Education Committee of PRMIA -2017-2019
     – Certified Member of Australian Management Accountants (MID-033016)
     – Member of UAE Banks Federations Risk Management Committee (2015-2018)
          — Led IFRS9 working group
          — Led Basel working group
          — Led Risk Management Standards Draft Review working group

 

:Experiences

SEPTEMBER 2002 – TILL DATE
ADJUNCT PROFESSOR
Teaching Accounting, Managerial Accounting, Corporate Finance, and Risk Management for undergraduate and postgraduate student in various University in UAE and Iran.

MAY 2020 – TILL DATE
CEO AND FOUNDER
YE RISK MGMT AND COST CONTROL PROFESSIONAL SERVICES, DUBAI, UAE
    • Leading re-designing of the Target Operation Model for a Regional Bank in UAE
    • Provided Risk Management and Corporate Governance training for more than 140 Board and Senior Management in Iran
    • Provided technical financial risk training including Basel III.

JULY 2019 – 19 JAN. 2020
HEAD ENTERPRISE RISK MANAGEMENT AND ACTING CHIEF RISK OFFICER
COMMERCIAL BANK INTERNATIONAL (CBI), DUBAI, UAE

OCT 2011 – JULY 2015
HEAD BASEL II, RISK ANALYTICS AND OPERATIONAL RISK
COMMERCIAL BANK INTERNATIONAL (CBI), DUBAI, UAE

MAY 2008 – SEP 2011
TEAM LEADER BASEL II, IMPLEMENTATION AND RISK CAPITAL
COMMERCIAL BANK INTERNATIONAL (CBI), DUBAI, UAE

JULY 2005 – APRIL 2008
RISK MAGER AND HEAD OF BASEL II IMPLEMENTATION
BANK SADERAT IRAN (BSI), DUBAI, UAE

MARCH 2002 – JUNE 2005
MANAGER FINANCIAL CONTROLER
BANK SADERAT IRAN (BSI), DUBAI, UAE

 

:PUBLICATIONS

:Book

Operational Risk, A Practical Approach to Advanced Measurement

By: Yousef Padganeh, Ph.D.


ISBN-13 : 978-9380090153

:Articles

– Model Risk Management Lifecycle (Accepted paper, 2019)
– Macroeconomic Credit Risk Stress Test in Commercial Banks (Accepted paper, 2019)
– Credit Stress Testing (2017)
– Basel III impact on UAE banks (2015)
– Loss Distribution Approach: Does it work? (2013) English version by Asia Pacific Journal of Finance and Risk Management)
– An investigation into Advantages and Disadvantages of Loss Distribution Approach (2013) Asia Pacific Journal of Finance and Risk Management)
– Loss Distribution Approach: Does it work? (2013) – (Journal of Credit Review- Hungarian Banking Association -Published in Hungarian Language)
– Operational Risk Management Book – Advanced Measurement Approach (2010)
– Basel II a need for Banking Industry, Bank Quarterly Magazine, No. 43, 2008
– ICAAP, A Practical view, Bank Quarterly Magazine, No. 42, 2007
– MIS & MIT Leadership and Management, Bank Quarterly Magazine, No. 41, 2007
– Risk Management in Banking Industry, Bank Quarterly Magazine, No. 40, 2007
– Basel II and Banking industry, Bank Quarterly Magazine, No. 39, 2007
– Operational Risk Management, Bank Quarterly Magazine, No. 38, 2006 (A professional magazine in banking in Persian language)
– Change Management, Banking and Finance Monthly Magazine, Institute of Baking and Finance, UAE, 2007
– Interview in regards of future of banking industry in UAE, March 2007, Executive Magazine Lebanon.
– Basel II and Banking Industry, A new standard for Banking risk management, International congress in Risk Management, Tehran, Iran, Dec. 2007. (Selected as a top article in banking and panelist of congress)

DR. YOUSEF PADGANEH
:Confrenc/ Seminar/ Workshop

Attended several risk forums as one of the key speakers.

No.

Title

Topic

Date

Place

1

Risk Forward – A Virtual Meeting Title: CRO panel discussion: COVID-19

2021

Dubai, UAE

2

A workshop for Board and Senior Management (140+ attended) Corporate Governance in Banking

2021

Tehran, Iran

3

Presentation, accepted paper (ICBMF Conference, London) Model Risk Management Lifecycle

2019

University of London, UK

4

Presentation, accepted paper (8th Academic International Conference on Multi-Disciplinary Studies and Education – AICMSE), Oxford University  Macroeconomic Credit Risk Stress Test in Commercial Banks.

2019

University of Oxford, UK

5

IFRS9 and Machine Learning IFRS9 and Machine Learning

2018

Dubai, UAE

6

MENA CRO FROUM Machine Learning and Credit Risk

2018

Muscat, Oman

7

The Banker Middle East (Panel) IFRS and new regulatory changes

2017

Dubai, UAE

8

International Banking Conference (Key Speaker) Enterprise Risk Management

2016

Frankfurt, Germany

9

Global Risk Modeling (Key Speaker) Model Validation

2016

London, UK

10

Moody’s Capacity planning and Risk Appetite (Panelist)

2015

Dubai, UAE

11

ORM MENA – (Key Speaker) Operational Risk

2014

Dubai, UAE

12

Workshop (GARP) – (Key Speaker) Liquidity Risk Management

2013

Dubai, UAE

13

4th ORM Forum (Key Speaker) Operational Risk  — AMA

2012

Dubai – UAE

14

Workshop in Credit Risk Management Towards Internal Rating Based

2011

Dubai – UAE

15

MENA CIO Summit 2011 (Key Speaker) Basel III impact on Banking Tech.

2011

Dubai – UAE

16

The 6th E. commerce Conf. Risk and Pricing in Banking

2010

Tehran  – Iran

17

Comprehensive seminar on Basel II- IRB Basel III

2010

Dubai  – UAE

18

International conference in e. Banking (Chairman) Pricing strategy in e. Banking

2009

Tehran – Iran

19

The second international conference in e. Banking (Chairman) E. banking and Risk Management

2008

Tehran – Iran
DR. YOUSEF PADGANEH

DR. YOUSEF PADGANEH

A Banking Risk Management Expert, Academician, and Speaker with Global Experience

(Post Doc., PhD, MBA, BBM, CMA, LIFA)

Success is the result of continues and non-stop efforts in achieving goals.

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